Cola 2025 Social Security. The cola for 2025 will be reflected in social security checks starting in january of that year. The estimated average retirement benefit will increase by.

Inflation continued to cool last year, resulting in a 2.5 percent cola for 2025 for people receiving social security payments, down from 3.2 percent in 2024. The latest cola is 2.5 percent for social security benefits and ssi payments.