2025 401k Limits Married Filing Jointly Over 65. If you’re married and filing jointly, the income limit will be $79,000 in 2025, which is up from $76,500 in 2024. 401(k) contribution limits for 2025 the 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer.

To receive the credit, your annual income in 2025 must fall below $79,000 if you are married filing jointly, $57,375 if you file as a head of household, or $39,500 if you are a single. 401(k) contribution limits for 2025 the 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer.